Ramit Loans

Personal Loan

Funding for the things that matter.

An unsecured loan for weddings, travel, medical needs or any personal expense — no collateral required, disbursed fast.

Calculate EMI

Interest Rate

10.5% – 24%

Loan Amount

₹50,000 – ₹25 Lakh

Tenure

1 – 7 Years

Illustrative MVP figures — not a real offer.

Benefits

  • Quick processing
  • Flexible tenure
  • Competitive rates
  • No collateral needed

Eligibility

  • Age between 21–60 years
  • Minimum monthly income of ₹20,000
  • At least 1 year of work experience
  • Credit score of 700 or above preferred

Required Documents

PAN card
Aadhaar card
Last 3 months' salary slips
Bank statement (6 months)

Illustrative Rate & Tenure

Interest Rate10.5% – 24%
Loan Amount₹50,000 – ₹25 Lakh
Tenure1 – 7 Years

Calculate Your Personal Loan EMI

₹1 Lakh= 10 Lakh₹1 Crore
1%30%
1 year30 years

Your Monthly EMI

₹21,494

Principal

₹10L

Total Interest

₹2.9L

Total Payable

₹12.9L

Total Payable

₹12.9L

Frequently Asked Questions

For most applicants with complete documents, lending partners typically disburse within 2–5 working days.