Ramit Loans
Trusted by 10,000+ borrowers across India

Find the Right Loan.
Get the Right Guidance.

Explore loan options, calculate your EMI, and get personalized assistance from trusted lending partners.

Calculate EMI
₹₹₹
Interest Rate

8.9% p.a.

Credit Score

782

0+

Customers Assisted

₹0Cr+

Loans Facilitated

0+

Lending Partners

0%

Customer Satisfaction

Backed by 25+ trusted lending partners

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Loan Products

Loans Built Around Your Needs

Six loan types, each matched with lending partners suited to your goal — from everyday expenses to long-term investments.

EMI Calculator

Know Your EMI Before You Apply

Move the sliders to see your monthly payment, total interest and repayment split update instantly.

Open Full Calculator
₹1 Lakh= 10 Lakh₹1 Crore
1%30%
1 year30 years

Your Monthly EMI

₹21,494

Principal

₹10L

Total Interest

₹2.9L

Total Payable

₹12.9L

Total Payable

₹12.9L

Process

How It Works

01

Tell Us Your Requirement

Share the loan type, amount and a few basic details — takes under two minutes.

02

Explore Suitable Options

We match your profile against lending partners and surface the offers worth considering.

03

Choose Your Loan

Compare rates and terms side by side, then pick the option that fits you best.

04

Get Assistance Until Disbursement

A loan specialist stays with you through documentation, approval and disbursal.

Why Finlace

Why Choose Us

Multiple Lending Partners

Access to 25+ banks and NBFCs from a single application.

Personalized Guidance

Recommendations based on your income, credit profile and goals.

Transparent Process

Clear terms, no hidden charges, and honest comparisons.

Quick Assistance

Specialists respond fast so you're never left waiting.

Simple Documentation

A short, clearly explained checklist — nothing buried in fine print.

End-to-End Support

From application to disbursement, we stay involved.

Demo Reviews

What Borrowers Say

Illustrative demo testimonials for this MVP build.

“The EMI calculator made it easy to plan before I even applied. The whole process felt transparent from start to finish.”

Ritika Sharma

Pune · Home Loan

FAQ

Common Questions

EMI is computed on your principal, interest rate and tenure using the standard reducing-balance formula, so a larger part of early payments goes toward interest and a larger part of later payments goes toward principal.

Ready to Find the Right Loan?

Tell us what you need and explore suitable loan options with guided assistance.

Calculate EMI