Loan Against Property
Unlock the value of what you already own.
Use residential or commercial property as collateral to raise high-value funds at relatively lower rates.
Interest Rate
9% – 14.5%
Loan Amount
₹5 Lakh – ₹10 Crore
Tenure
5 – 20 Years
Illustrative MVP figures — not a real offer.
Benefits
- High-value financing
- Flexible tenure
- Lower interest vs unsecured loans
- Property continues in use
Eligibility
- Clear property title
- Property within lending partner's approved locations
- Stable income to support EMI
Required Documents
Property title documents
PAN & Aadhaar
Income proof
Property tax receipts
Illustrative Rate & Tenure
Interest Rate9% – 14.5%
Loan Amount₹5 Lakh – ₹10 Crore
Tenure5 – 20 Years
Calculate Your LAP Loan EMI
₹1 Lakh= 10 Lakh₹1 Crore
1%30%
1 year30 years
Your Monthly EMI
₹20,758Principal
₹10L
Total Interest
₹2.5L
Total Payable
₹12.5L
Total Payable
₹12.5L
Frequently Asked Questions
Yes, you continue to own and use the property; it is only pledged as collateral.