Ramit Loans

Business Loan

Capital to grow on your terms.

Working capital and expansion funding for small and medium businesses — structured around your cash flow.

Calculate EMI

Interest Rate

11% – 22%

Loan Amount

₹1 Lakh – ₹75 Lakh

Tenure

1 – 5 Years

Illustrative MVP figures — not a real offer.

Benefits

  • Business expansion
  • Working capital
  • Flexible repayment
  • Minimal collateral

Eligibility

  • Business vintage of at least 2 years
  • Minimum annual turnover as per lending partner norms
  • GST registration where applicable

Required Documents

Business PAN
GST returns
Bank statement (12 months)
Financial statements

Illustrative Rate & Tenure

Interest Rate11% – 22%
Loan Amount₹1 Lakh – ₹75 Lakh
Tenure1 – 5 Years

Calculate Your Business Loan EMI

₹1 Lakh= 10 Lakh₹1 Crore
1%30%
1 year30 years

Your Monthly EMI

₹21,742

Principal

₹10L

Total Interest

₹3L

Total Payable

₹13L

Total Payable

₹13L

Frequently Asked Questions

Most lending partners in this model prefer at least 2 years of vintage, though some offer startup-focused lines.