Education Loan
Invest in learning, repay after you earn.
Covers tuition, hostel and other costs for higher education in India or abroad, with moratorium options.
Interest Rate
9.5% – 13.5%
Loan Amount
₹50,000 – ₹1.5 Crore
Tenure
5 – 15 Years
Illustrative MVP figures — not a real offer.
Benefits
- Higher education funding
- Flexible repayment
- Moratorium during study
- Covers India & abroad
Eligibility
- Admission confirmation from a recognised institute
- Co-applicant (usually parent) required
- Course-specific eligibility criteria
Required Documents
Admission letter
Fee structure
Co-applicant income proof
Academic records
Illustrative Rate & Tenure
Interest Rate9.5% – 13.5%
Loan Amount₹50,000 – ₹1.5 Crore
Tenure5 – 15 Years
Calculate Your Education Loan EMI
₹1 Lakh= 10 Lakh₹1 Crore
1%30%
1 year30 years
Your Monthly EMI
₹21,002Principal
₹10L
Total Interest
₹2.6L
Total Payable
₹12.6L
Total Payable
₹12.6L
Frequently Asked Questions
Typically after a moratorium period covering the course duration plus 6–12 months.