Ramit Loans

Home Loan

A place of your own, financed sensibly.

Long-tenure financing to buy, build or renovate your home, with repayment stretched comfortably over the years.

Calculate EMI

Interest Rate

8.2% – 12%

Loan Amount

₹5 Lakh – ₹5 Crore

Tenure

5 – 30 Years

Illustrative MVP figures — not a real offer.

Benefits

  • High loan amount
  • Long tenure
  • Flexible repayment
  • Balance transfer available

Eligibility

  • Age between 21–65 years
  • Stable income source (salaried or self-employed)
  • Property must meet lending partner's technical & legal checks

Required Documents

PAN & Aadhaar
Income proof / ITR
Property documents
Bank statement (6 months)

Illustrative Rate & Tenure

Interest Rate8.2% – 12%
Loan Amount₹5 Lakh – ₹5 Crore
Tenure5 – 30 Years

Calculate Your Home Loan EMI

₹1 Lakh= 10 Lakh₹1 Crore
1%30%
1 year30 years

Your Monthly EMI

₹20,372

Principal

₹10L

Total Interest

₹2.2L

Total Payable

₹12.2L

Total Payable

₹12.2L

Frequently Asked Questions

Most floating-rate home loans in this model allow part-prepayment without extra charges.